Continuing Education Classes

First Response is proud to announce that we have teamed up with Rick Weston of Insurance Career Training Inc. and Rick Pitts of Arlington/Roe for our CE classes. We will be sponsoring some classes at our South Bend, IN office and others in LaPorte. For more information or to register for a class, please contact us at businessdevelopment@firstresponsedrs.com.

 

2019 Continuing Education Class Schedule:

 

March 6th, 2019 Cyber and Privacy, Some First Principles and Some Insurance

As data breach and privacy exposures continue to increase, many producers find themselves needing to respond to inquires about coverage.  This seminar is designed to examine the problem as well as the solutions.  The seminar pivots toward the commercial general liability policy and provides a detailed analysis of why most commercial general liability policies (Using ISO format) will not respond to electronic data or privacy claims.  This includes a discussion of “occurrence” and the relevant exclusions, including the recent addition of exclusion for data not being property.  The seminar then examines the ISO form “Internet Liability and Network Protection Policy” and its five separate insuring clauses.

Location: LaPorte, IN at The Civic Auditorium, 1001 Ridge St, LaPorte, IN 46350

Time: 8:00am – 10:00am CST

IDOI Course #: 31545-IN

CE Hours/Pricing: 2 – $15.00

Instructor: Rick Pitts

March 6th, 2019 The Legal and Insurance Impliciation of Social Networking

This two hour seminar first examines social networking as a whole: what is it?  How much of it is going on?  The statistics on this are staggering.  The seminar then turns to a discussion of how the wide-spread nature of social networking changes the legal landscape.  The seminar also addresses non-insurance risk considerations and whether, from an insurance perspective, business are really covered for the risk.

Location: LaPorte, IN at The Civic Auditorium, 1001 Ridge St, LaPorte, IN 46350

Time: 10:15am – 12:15pm CST

IDOI Course #: 23144-IN

CE Hours/Pricing: 2 – $15.00

Instructor: Rick Pitts

March 6th, 2019 Employment Practices Liability Insurance: Liabilities and Trends

This seminar addresses the statistics on causes of loss in the employment setting; major employment-related laws; and the major policy provisions in most standard forms.

Location: LaPorte, IN at The Civic Auditorium, 1001 Ridge St, LaPorte, IN 46350

Time: 12:45pm – 3:45pm CST

IDOI Course #: 23057-IN

CE Hours/Pricing: 3 – $30.00

Instructor: Rick Pitts

March 20th, 2019 Understanding Insurance Fraud

Insurance fraud costs the insurance industry and consumers billions of dollars each year. This course defines insurance fraud and outlines who commits it and how much it costs society. The course reviews many insurance scams and how they are executed through different policies. This review provides insight into why various fraud schemes are committed and how the criminals benefit from them. This is a timely and topical “expose-style” course.

Location: First Response in South Bend

Time: 8:00am – 12:00pm EST

IDOI Course #: 29099-IN or 72381-MI

CE Hours/Pricing: 4 – $30.00

Instructor: Rick Weston

March 20th, 2019 Ethics and Unfair Trade Practices

There are many laws dealing specifically with unfair trade practices. Many are specifically written concerning insurance in particular. In this ethics course, we start with the basics of determining whether a trade practice is fair or unfair to the consumer. Once that foundation is laid, we then move into discussing the NAIC Model Act which deals with Unfair Trade Practices in our industry today. All the primary aspects of the Model Act are covered, with questions and discussions encouraged.

Location: First Response in South Bend

Time: 12:30pm – 3:30pm EST

IDOI Course #: 33383-IN or 75647-MI

CE Hours/Pricing: 3 – $30.00

Instructor: Rick Weston

May 22nd, 2019 Fundamentals of Annuities

Annuities can be an important product to help one achieve peace of mind and financial security a person is seeking for their retirement years. It is one of the most misunderstood financial products on the market today. This course lays bare what’s really going on inside the product and debunks some of the myths and misconceptions in the minds of the general public. The course reviews the inner workings of annuities, the different types of annuities, tax ramifications, and how the annuitization process works.

Location: First Response in South Bend

Time: 8:00am – 12:00pm EST

IDOI Course #: 23647-IN or 73250-MI

CE Hours/Pricing: 4 – $30.00

Instructor: Rick Weston

May 22nd, 2019 Fundamentals of Farm & Crop Insurance

We explore how we determine whether a residence is on a “farm” and the criteria insurance companies use to make that determination. After that basis is identified, we move into discussing the Coverage Parts of the Farm Policy. We provide a discussion of what Crop Insurance is and isn’t. Topics include: Yield and Price Protection plans, eligibility issues, and a brief comparison of different types of crop policies.

Location: First Response in South Bend

Time: 12:30pm – 3:30pm EST

IDOI Course #: 33367-IN or 73564-MI

CE Hours/Pricing: 3 – $30.00

Instructor: Rick Weston

June 19th, 2019 Insurance Coverage Disputes and The Agents Role

This is a beginning-to-intermediate level seminar which addresses policy structure and how to read a policy.  Following this is a discussion of the typical coverage disputes and how agents should interposition themselves for minimal liability exposure and maximum positive client relations.

Location: LaPorte, IN at The Civic Auditorium, 1001 Ridge St, LaPorte, IN 46350

Time: 8:00am – 12:00pm CST

IDOI Course #: 31546-IN

CE Hours/Pricing: 4 – $30.00

Instructor: Rick Pitts

June 19th, 2019 Insurance Coverage Disputes and The Agents Role

This is a beginning-to-intermediate level seminar which addresses policy structure and how to read a policy.  Following this is a discussion of the typical coverage disputes and how agents should interposition themselves for minimal liability exposure and maximum positive client relations.

Location: LaPorte, IN at The Civic Auditorium, 1001 Ridge St, LaPorte, IN 46350

Time: 8:00am – 12:00pm CST

IDOI Course #: 31546-IN

CE Hours/Pricing: 4 – $30.00

Instructor: Rick Pitts

July 24th, 2019 Critical Illness and Disability Planning

Experiencing a critical illness is a life-altering event.  The mental, physical, financial and emotional tolls taken can devastate a family.  Illnesses formerly considered terminal now are often survivable.  Unfortunately, the aftermath of a critical illness can be difficult.  This is where critical illness insurance and disability income insurance can save the day.  Wirth proper planning, and truly understanding what is at stake for your family, a plan of action can be prepared before this type of life event occurs.  This course discusses what critical illness insurance is, and is not.  Understanding the differences in these products is important to properly plan a family’s sound financial future.

Location: First Response in South Bend

Time: 9:00am – 12:00pm EST

IDOI Course #: 25166-IN or 73562-MI

CE Hours/Pricing: 3 – $30.00

Instructor: Rick Weston

July 24th, 2019 Understanding Medicare Supplements

Most Americans will enroll in the Medicare program.  Medicare offers a lot, but it also lacks a lot, for medical care for senior citizens.  Medicare Supplements, also called Medigap policies, were designed to help cover these costs not covered by Medicare.  This course reviews the current ten standard Medicare Supplements being marketed today, outlining the different parts of Medicare and the coverage gaps they address.  The course reviews how the different policies are designed to address those gaps.  The course demonstrates how Medicare Select works. Also discussed are the eligibility rules, enrollment rules, switching from one policy to another, and your rights and protections.

Location: First Response in South Bend

Time: 12:30pm – 3:30pm EST

IDOI Course #: 28897-IN or 74135-MI

CE Hours/Pricing: 3 – $30.00

Instructor: Rick Weston

September 11th, 2019 Mock Trail - Completed Ops

The mock trial seminar is an interactive seminar in which the participants as “jurors” are given the instructions, exhibits, and hears live “testimony” prior to determining the case.  This case involves insurance coverage for property damage occurring around a train derailment and involves issues connected with the products/completed operations hazard in a CGL and products liability coverage.

Location: LaPorte, IN at The Civic Auditorium, 1001 Ridge St, LaPorte, IN 46350

Time: 8:00am – 12:00pm CST

IDOI Course #: 29467-IN

CE Hours/Pricing: 4 – $30.00

Instructor: Rick Pitts

September 11th, 2019 Pollution Exposures and Insurance for Agricultural Concerns

This seminar addresses the major laws describing pollution liability, including CERCLA, SARA, RCRA and state laws concerning underground storage tanks.  It then turns to the history and scope of the pollution exclusion under the ISO CGL and recounts several major cases constructing the scope of the exclusions.  This seminar focuses on the particular challenges of advising rural and agricultural insureds about their pollution exposures.  It also reviews the responsiveness of the major ISO farm policy forms to pollution-related issues.

Location: LaPorte, IN at The Civic Auditorium, 1001 Ridge St, LaPorte, IN 46350

Time: 12:30pm – 3:30pm CST

IDOI Course #: 31547-IN

CE Hours/Pricing: 3 – $30.00

Instructor: Rick Pitts

September 18th, 2019 Understanding LTC Insurance

The course reviews the aging of America and the financial and physical stress it places on families and institutions that care for the elderly. The financial toll is heavy on those who have not prepared for the eventuality of having a health crisis in their elder years. LTC Insurance offers a remedy to handle those life events. The course addresses the typical policy features and benefits found today and reviews alternatives to finance the cost of extended care without experiencing financial ruin.

Location: First Response in South Bend

Time: 8:00am – 1:30pm EST

IDOI Course #: 24251-IN or 73003-MI

CE Hours/Pricing: 5 – $35.00

Instructor: Rick Weston

September 18th, 2019 Today's New Insurance Risks (Ride Sharing, Usage-Based Insurance, Self-Driving Cars, Home-Sharing and Drones)

Times have certainly changed. These changes have brought new types of risk exposures. New business models have presented challenges to our traditional insurance industry.

Ride Sharing (Uber, Lyft, etc.) – The course begins with a discussion of “Ride Sharing,” what is it, and what kinds of risks it has presented to the industry and to the individuals involved in it.

Usage-Based Insurance – What is Usage-Based Insurance? How is it different from our traditional models of assessing risk? Examples include autos monitored for speed and miles driven and monitoring of exercise and health habits to substantiate insurance premium discounts.

Self-Driving Cars – We discuss Self-Driving Cars and the risks associated with them.

Home-Sharing (AirBnB, etc.) – Another “new” development is the concept of Home-Sharing and Short-Term rentals of one’s home. We explore these exposures as they affect the Homeowner’s Policy and insurance carriers.

Drones – There’s been an explosion on the personal and commercial side of things with the usage of drones. We discuss how has this created new insurance exposures.

Location: First Response in South Bend

Time: 1:45pm – 4:45pm EST

IDOI Course #: 33280-IN or 75462-MI

CE Hours/Pricing: 3 – $30.00

Instructor: Rick Weston

November 13th, 2019 Understanding the CPP & BOP

Reviews the components of the commercial package policy, commercial property and business income, commercial general liability, commercial crime, boiler and machinery, commercial auto forms, inland marine coverages, and the business owners policy.

Location: First Response in South Bend

Time: 8:00am – 3:30pm EST

IDOI Course #: 24249-IN or 71425-MI

CE Hours/Pricing: 7 – $60.00

Instructor: Rick Weston

Rick Weston, General Manager
Insurance Career Training, Inc.

Rick Weston is the General Manager for Insurance Career Training, Inc. He holds a B.A. from University of California-Irvine and has the following professional designations: CLU, ChFC, LUTCF, CPCU, FSS. Rick started with Farmers Insurance Group in 1987 in Southern California before moving to Indiana in 1996. He spent 17 years with Farmers, ending his career with them as a District Manager in eastern Indiana. He then moved to Shelter Insurance in 2004 as a District Sales Manager for 6 years before joining ICT. Rick currently serves on the NAIFA Speakers Bureau, speaking to local associations around Indiana. He and his wife reside in Anderson, IN with their 4 children.

Rick Pitts, Vice-President & General Counsel
Arlington Roe

Richard S. Pitts is a lawyer in the insurance industry.  Rick serves as Vice-President and General Counsel to Arlington/Roe & Co., Inc., an insurance brokerage and managing general agent headquartered in Indianapolis.  Rick also serves as general counsel to the Independent Insurance Agents Association.  Rick has presented continuing education seminars to insurance professionals nationally for years and received the “Excellence in Continuing Legal Education Award,” from the Indiana Continuing Legal.