Continuing Education Classes

First Response is proud to announce that we have teamed up with Rick Weston of Insurance Career Training Inc. for our CE classes. We will be sponsoring some classes at our South Bend, IN office and others in LaPorte. For more information or to register for a class, please contact us at businessdevelopment@firstresponsedrs.com.

 

More dates to be added, but here is what is available at the current time for 2019:

 

March 20th, 2019 Understanding Insurance Fraud

Insurance fraud costs the insurance industry and consumers billions of dollars each year. This course defines insurance fraud and outlines who commits it and how much it costs society. The course reviews many insurance scams and how they are executed through different policies. This review provides insight into why various fraud schemes are committed and how the criminals benefit from them. This is a timely and topical “expose-style” course.

Location: First Response in South Bend

Time: 8:00am – 12:00pm EST

IDOI Course #: 29099-IN or 72381-MI

CE Hours/Pricing: TBD

Instructor: Rick Weston

March 20th, 2019 Ethics and Unfair Trade Practices

There are many laws dealing specifically with unfair trade practices. Many are specifically written concerning insurance in particular. In this ethics course, we start with the basics of determining whether a trade practice is fair or unfair to the consumer. Once that foundation is laid, we then move into discussing the NAIC Model Act which deals with Unfair Trade Practices in our industry today. All the primary aspects of the Model Act are covered, with questions and discussions encouraged.

Location: First Response in South Bend

Time: 12:30pm – 3:30pm EST

IDOI Course #: 33383-IN or 75647-MI

CE Hours/Pricing: TBD

Instructor: Rick Weston

May 22nd, 2019 Fundamentals of Annuities

Annuities can be an important product to help one achieve peace of mind and financial security a person is seeking for their retirement years. It is one of the most misunderstood financial products on the market today. This course lays bare what’s really going on inside the product and debunks some of the myths and misconceptions in the minds of the general public. The course reviews the inner workings of annuities, the different types of annuities, tax ramifications, and how the annuitization process works.

Location: First Response in South Bend

Time: 8:00am – 12:00pm EST

IDOI Course #: 23647-IN or 73250-MI

CE Hours/Pricing: TBD

Instructor: Rick Weston

May 22nd, 2019 Fundamentals of Farm & Crop Insurance

We explore how we determine whether a residence is on a “farm” and the criteria insurance companies use to make that determination. After that basis is identified, we move into discussing the Coverage Parts of the Farm Policy. We provide a discussion of what Crop Insurance is, and isn’t. Topics include: Yield and Price Protection plans, eligibility issues, and a brief comparison of different types of crop policies.

Location: First Response in South Bend

Time: 12:30pm – 3:30pm EST

IDOI Course #: 33367-IN or 73564-MI

CE Hours/Pricing: TBD

Instructor: Rick Weston

September 18th, 2019 Understanding LTC Insurance

The course reviews the aging of America and the financial and physical stress it places on families and institutions that care for the elderly. The financial toll is heavy on those who have not prepared for the eventuality of having a health crisis in their elder years. LTC Insurance offers a remedy to handle those life events. The course addresses the typical policy features and benefits found today and reviews alternatives to finance the cost of extended care without experiencing financial ruin.

Location: First Response in South Bend

Time: 8:00am – 1:30pm EST

IDOI Course #: 24251-IN or 73003-MI

CE Hours/Pricing: TBD

Instructor: Rick Weston

September 18th, 2019 Today's New Insurance Risks (Ride Sharing, Usage-Based Insurance, Self-Driving Cars, Home-Sharing and Drones)

Times have certainly changed. These changes have brought new types of risk exposures. New business models have presented challenges to our traditional insurance industry.

Ride Sharing (Uber, Lyft, etc.) – The course begins with a discussion of “Ride Sharing,” what is it, and what kinds of risks it has presented to the industry and to the individuals involved in it.

Usage-Based Insurance – What is Usage-Based Insurance? How is it different from our traditional models of assessing risk? Examples include autos monitored for speed and miles driven and monitoring of exercise and health habits to substantiate insurance premium discounts.

Self-Driving Cars – We discuss Self-Driving Cars and the risks associated with them.

Home-Sharing (AirBnB, etc.) – Another “new” development is the concept of Home-Sharing and Short-Term rentals of one’s home. We explore these exposures as they affect the Homeowner’s Policy and insurance carriers.

Drones – There’s been an explosion on the personal and commercial side of things with the usage of drones. We discuss how has this created new insurance exposures.

Location: First Response in South Bend

Time: 1:45pm – 4:45pm EST

IDOI Course #: 33280-IN or 75462-MI

CE Hours/Pricing: TBD

Instructor: Rick Weston

November 13th, 2019 Understanding the CPP & BOP

Reviews the components of the commercial package policy, commercial property and business income, commercial general liability, commercial crime, boiler and machinery, commercial auto forms, inland marine coverages, and the business owners policy.

Location: First Response in South Bend

Time: 8:00am – 3:30pm EST

IDOI Course #: 24249-IN or 71425-MI

CE Hours/Pricing: TBD

Instructor: Rick Weston

Rick Weston, General Manager
Insurance Career Training, Inc.

Rick Weston is the General Manager for Insurance Career Training, Inc. He holds a B.A. from University of California-Irvine and has the following professional designations: CLU, ChFC, LUTCF, CPCU, FSS. Rick started with Farmers Insurance Group in 1987 in Southern California before moving to Indiana in 1996. He spent 17 years with Farmers, ending his career with them as a District Manager in eastern Indiana. He then moved to Shelter Insurance in 2004 as a District Sales Manager for 6 years before joining ICT. Rick currently serves on the NAIFA Speakers Bureau, speaking to local associations around Indiana. He and his wife reside in Anderson, IN with their 4 children.